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SmallBiz Credit Risk Assessment Tool

Access to capital is important to managing and growing your business. Moody's SmallBiz Credit Risk Assessment Tool can help you understand the factors that potential lenders may review when evaluating your credit profile. Moody's SmallBiz Credit Risk Assessment Tool is powered by Moody's Analytics RiskCalcTM, the industry-leading model for measuring the credit default risk model of private companies. This tool helps small business owners:

This tool helps you to:

  • Quickly understand the credit standing of your business.
  • Gain insight into the factors that drive your business risk and how you can improve them.
  • Obtain a customized credit report to understand the factors that lenders may review when evaluating your credit standing.

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Moody's SmallBiz Credit Risk Assessment Tool is designed for use in accordance with the following guidelines and is not intended for use outside these parameters:

  • For use by small businesses operating in the United States only.
  • For use by small businesses that generate $100,000 or greater in annual sales.
  • For use by small businesses to assess the credit risk of their own business, not the credit risk of other entities.
  • For use by small businesses that have independent financial statements that are not commingled with the owner's personal financial information (i.e. not intended for use by sole proprietorship entities).
  • Not for use by nonprofit, project finance, real estate, municipals, or insurance entities.
By using the Moody's SmallBiz Credit Risk Assessment Tool, you agree to be bound by the Terms of Use